Protect your business with as little hassle as possible
"Without public liability cover you'd have to pay these claims yourself, which could have a serious financial impact on your business"
Public liability insurance covers you for the cost of a claim made by a member of the public that has suffered injury or property damage as a result of your business or a product or service it has supplied. This means that it protects you against the cost of compensation to be paid out, as well as the legal expenses incurred by the claims process.
This could mean anything from a client or member of the public slipping on a wet floor on your business premises, to tripping over your work equipment. It also covers you for damage to property. For example, if a member of the public claimed that you were responsible for breaking their laptop while they visited your business, you would be covered for the cost of compensation owed to them, up to the limit of your policy.
Most businesses could be exposed to public liability risks and very few would be immune to a claim for compensation being brought against their business. Don’t forget, even unfounded claims can be costly to deal with.
Contact us for more information and help in deciding if your business needs this cover.