What product is right for me?

"We help you decide which car insurance is right for you. We want you to be confident that your policy covers everything you need"

You are legally obliged to have car insurance in the UAE. There are four types of motor insurance policies available in the UAE:

Third Party Liability Policy

This is a basic coverage that is mandatory by UAE law. It covers death or bodily injury to any third party including property damage caused by the insured party’s vehicle.

This policy does not cover any loss or damage to your own vehicle unless the blame lies on the other party in which case you will have to claim from their insurance provider. In some cases, fire and theft can be covered for an additional premium.

Comprehensive/Fully Comprehensive (Basic) Policy

This covers you against third party loss or damage as well as your own. Damage or loss can occur due to fire, burglary, external explosion, accidental collision, lightening, theft and even if a third party commits a malicious act.

Comprehensive Policy with Options

This covers all of the above and provides you options to get extra care. For an extra cost, you can avail options such as dealer (agency) repair, free hire car, recognition of no-claim bonuses and coverage in other GCC countries.

Comprehensive (Premium Level) Policy

This is the most expensive option and not always offered to everyone. Select clients can avail this package by paying 1% or 2% extra. It covers claims of other people if their car is damaged by you, plus, your own accidental damage to your own car.

The premium will depend on a number of criteria such as:

  • Your age
  • The model and make of the vehicle
  • Accident history of the driver and/or the vehicle
  • The age of the vehicle – is it older than five years?
  • Type of vehicle – sports and luxury cars are expensive and/or difficult to get insured

Contact us to get a quote for your motor insurance in minutes.

Get a Quote

Subscribe to our newsletter

Find Us Here