Do I need travel insurance?


Do I need travel insurance?


You wouldn’t question whether you should travel without your tickets, your passport or your suitcase – yet many still ask the question “should I go away without travel insurance?” The real question should be: can you afford to travel without it? Medical bills when overseas can quite easily run into the thousands. And that’s not the only travel pitfall you need to protect against – without the right cover in place, the holiday of your dreams can quickly become a nightmare.

Flight cancellations, airline closures or being too unwell to travel are just some of the potential outcomes covered by a comprehensive travel insurance policy. So, consider the question again – can you really afford to travel without it?

What’s covered?

Depending on the level of cover you take out, most standard travel insurance policies can protect you against the following events:

  • Cancellation – should need to cancel or even cut short a holiday due to a family emergency or a change in circumstances such as unemployment, you’ll be covered for any costs incurred.
  • Theft and loss – Protection against theft, loss and damage to possessions and luggage.
  • Medical cover – cover for medical bills and emergency assistance should you experience illness or injury while abroad.
  • Personal liability – if you injure someone or cause damage to property while you’re away, you’ll be covered for repairs and potentially against any resulting legal claims.

Whether you need a policy for a single trip or for multiple trips throughout the year, we’ve got you covered. Lifecare even offers comprehensive travel insurance cover to customers that many other providers may deem high risk. This includes travel insurance for adventure sports: Whether you’re planning to ski, snowboard, sail, mountain bike, or scuba dive, most of our travel policies have you covered – so you can surf, climb and jump out of a plane, and we’ll provide the safety net.

Get a Quote

We also offer policies for travellers to known areas of conflict such as Iraq and Afghanistan – our war-zone loaded policies include extended coverage for innocent bystanders during acts of terrorism.

And that’s not all. As well as ensuring you’re covered for unforeseen circumstances and losses, the dedicated Lifecare team is on-hand 24/7 to assist you should you run into trouble – wherever in the world you may be. Whether you need emergency assistance, advice or help replacing lost items or travel documents, you can rest assured, you’re in safe hands.

Lifecare travel insurance

At Lifecare, we pride ourselves on being unlike any other insurance provider. We know that life is full of risks. An unexpected event when you’re preparing to go away or while out of the country can have far reaching consequences for both you and your loved ones.

But while our travel insurance can’t protect you from these events, it can protect you against the financial loss that they can cause – giving you full peace of mind that, should something go wrong, you’re not alone. Our specialist travel insurance teams will work with you to build the perfect policy for your needs. And, as our cover is international, you can be sure we’ve got your back wherever your travels take you.

Speak to us today…

If you’re thinking of traveling, why not give our friendly team a call to discuss a personalised policy based on your circumstances and destination of choice.

Get a Quote

Subscribe to our newsletter

Find Us Here